Close once.
Get paid twice.
Become a licensed Mortgage Loan Originator. Earn 50 bps on every loan you originate,
plus override compensation up to 5 levels deep on every sponsored LO. No cap.
Your earnings this month
Everything an originator needs, all in one place.
Earn on every loan
50 basis points on every loan you originate. The Internal LO Partner handles processing and rate lock — you focus on clients.
Build a downline
Override compensation 5 levels deep — up to 12 bps on direct sponsees, 1.5 bps at level 5. No cap on potential revenue.
Stock grants too
$15,000 RSU when you close $20M annual production. $500 RSU per sponsee who closes inside 90 days of licensure.
Guided licensing path
20 hr national PE + state PE + SAFE exam — with drip reminders, milestone tracking, and your sponsor coaching you through.
Real Brokerage backed
ORM is One Real Mortgage — the in-house lender of Real Brokerage. 25 licensed states. 17+ lender partners.
Sponsorship locked
Every prospect arrives via their sponsor's invite link. No poaching, no contested credit. Your downline is your downline.
Tier earnings unlock as your network grows.
Every funded loan in your downline pays bps based on depth and your active sponsee count. Tiers stay unlocked as long as your sponsees stay active.
| Tier | Unlock | Bps | Example |
|---|---|---|---|
| Self | — | 50 bps | $5,000 |
| Level 1 | 1 active sponsee | 12 bps | $1,200 |
| Level 2 | 5 active sponsees | 8 bps | $1,600 |
| Level 3 | 10 active sponsees | 3 bps | $1,200 |
| Level 4 | 15 active sponsees | 2 bps | $1,600 |
| Level 5 | 20 active sponsees | 1.5 bps | $2,400 |
| Total / month | $13,000 | ||
Free until you originate. Then $29/mo. That's it.
Sign up for free — no credit card required. We'll ask for one only when your MLO license is issued, so your subscription can start the day you can originate.
You're a prospect. Use the platform to track your licensing progress, get drip reminders, and stay accountable to your sponsor.
- NMLS milestone tracker
- 20-hour PE + state PE reminders
- SAFE exam practice tracking
- Drip campaign keeping you on schedule
- Direct line to your sponsor
- No charges until you can originate
Subscription starts the day your state issues your MLO license. Cancel any time — your downline stays attached to your account.
- Full prospect & loan pipeline
- 5-level downline tree + payouts
- Arive integration (loan stage sync)
- Real-time cash payout ledger
- RSU stock grant tracking
- Direct Postmark email tools
No. Sign up is free, and we won't ask for a card until your MLO license is issued — that's the moment your $29/mo subscription kicks in.
Stay free as long as you like. No subscription, no card on file, sponsor stays with you if you want to take another shot.
Anytime. Your downline relationships are permanent — you keep the override compensation on every loan they fund as long as you remain active in ORM.
From sign-up to your first commission.
Elevate your success.
Originate your way.
The platform agents use to manage their licensing, downline, loan pipeline, and payouts — all in one place.